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Protection for all your vehicles

With over 30 years of experience, you can trust us to provide you with auto, home, and commercial business policies.
photo by Jason Miklacic

Our local experience helps us provide the best service for Ohio residents.

How can we help you?

We provide protection for your home, auto, or business.

Locally owned and operated, Rodgers Insurance Agency was founded in 1984 by Mary Jane Rodgers. As a small town company we can provide a more personal service to our customers. With Mary Jane and Devan Rodgers, it continues to be family owned because we know what matters.

To provide the most complete coverage for our policyholders, we've partnered with Perry Mutual Insurance.

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Home & Auto
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Business & Liability
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Boat & Inland Marine
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Motorcycle & ATV

We can answer your questions

What are the state minimum auto liability limits for Ohio?

$12,500 each person, $25,000 each accident, and $7,500 property damage liability. While these limits do make you legal to drive, it is important to note that your personal assets are at risk if you cause an accident and the damages are greater than the limits you carry. Often times, it adds very little additional premium to your monthly premium to increase them.

What is an umbrella?

An umbrella is a type of policy that provides additional liability in the event of a loss over and above the limits you carry on your home or auto policy. It is usually in increments of $1,000,000 and is a very inexpensive way to further protect yourself and loved ones.

Why should I insure a vehicle that I’m not driving?

The State of Ohio mandates that any licensed vehicle must carry liability coverage. While you are the owner of your policy and can remove or add any vehicle, you do run the risk of losing your license. Ohio sends randomly selected vehicle owners requests to provide proof that a vehicle has liability coverage on a certain date. If the titled owner fails to comply, they will have their license suspended.

Why do I need to insure the house I bought for more than I paid for it?

Most insurance policies are required to be written at replacement cost. A good percentage of the time, the dwelling does cost more to rebuild than either the price you paid or what it is worth. This is for your protection.

Why did my auto insurance go up if I had no claims or tickets?

Over the last several years, insurance companies have become more sophisticated in how they derive the rate you pay for auto insurance. Factors used, but are not limited to: age, marital status, accidents, tickets, credit score, as well as the type of vehicle you drive. Sometimes, even if none of these factors changes, a company may still have a rate increase due to the losses they have experienced in and around the area in which you reside.

What should I do if I’m involved in an accident?

First, call the police. Next, be sure and swap information with the other parties involved. This will be crucial in the claims process. At your earliest convenience, contact your insurance agent to submit a claim.

Feel free to contact us...

To pay your bill

Policies are written through Ohio Mutual Insurance Group and Progressive for Auto, Commercial, Homeowners, Farmowners and Wayne Insurance Group for Liability. Each company accepts payments online.

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